Fingal Bay, located in the scenic region of Port Stephens, NSW, has become an increasingly attractive spot for homebuyers and investors in recent years. The housing market here is characterized by a mix of charming beachside properties, modern homes, and older-style cottages, reflecting its development over time. Due to its stunning beaches and close-knit community, demand remains strong, leading to steady property value increases. Potential buyers are often drawn to its allure as a peaceful coastal town, complete with the natural beauty of the nearby Fingal Spit and Tomaree National Park. The market typically sees interest from both local buyers and those from larger cities like Sydney, seeking a retreat or investment in a serene environment. This interest has contributed to maintaining a competitive, yet appealing market for buyers and investors alike.
Living in Fingal Bay offers residents a lifestyle that perfectly merges relaxation with community spirit. Known for its pristine beaches and abundant natural landscapes, the area provides ample opportunities for outdoor activities such as surfing, fishing, and bushwalking. Residents enjoy a sense of tranquility, enhanced by the small-town vibe where local events and neighborly interactions are common. Additionally, despite its more isolated feel, Fingal Bay offers fundamental amenities and is a short drive from larger towns like Nelson Bay, ensuring convenience alongside its picturesque setting. Schools, cafes, and community centers foster a family-friendly atmosphere, making it an ideal location for both retirees seeking a quieter life and families desiring a nurturing environment. Overall, living in Fingal Bay is about embracing balance—finding peace in nature while staying connected within a supportive community.
Median Weekly Rent | $390.00 |
Median Monthly Mortgage | $1775.25 |
Median Persons Per bed houseroom | 0.70 |
Average Household Size | 2.00 |
Average Age | 62.75 |
Average Income | $584.50 |
Average Cars Per Dwelling | 1.58 |
Average Properties Within 50M | 24 |
Typical 1 bed house | $917,000 |
Typical 2 bed house | $906,000 |
Typical 3 bed house | $1,039,000 |
Typical 4 bed house | $1,436,000 |
Typical 5 bed house | $1,572,000 |
Typical 6 bed+ house | $1,853,000 |
Housing Stock
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Thinking about buying in Fingal Bay? Now could not be a better time, with 2044 residential properties there's certainly plenty to choose from. The average property price in this area is in the region of $1,112,000 with prices in this suburb ranging from $242,000 to $4,673,000. Fingal Bay is located very near to the coast so expect stunning views of the ocean and access to beaches. Demand is likely to be very strong in this location which will support higher prices
Good balance between supply and demand ensures a range of affordable options within budget limits. Recent increases in listings may provide buying opportunities. Low average incomes in Fingal Bay is reflected in smaller and lower quality accommodation. Over time this may change providsing long-term returns but in the short to medium term, prices are likely to be less than state averages. A mix of professions and above average income earners in Fingal Bay provides good demand. The lower than average housing turnover of these people also means fewer regular listings leading to periodic large price increases. Lower than average population density constrains growth in Fingal Bay to an extent. However, where buyers are willing to compromise on housing and lifestyle choice, there are affordable options. Higher than average industry presence in the wider area offering local employment yet with not a large negative impact on local amenity, provides good demand and price growth.
Instant Property Valuation38 Lentara Street, Fingal Bay, NSW, 2315 | 4 | 2 | 1 | AUCTION - 22nd January | |
61 Shoreline Drive, Fingal Bay, NSW, 2315 | 4 | 2 | 5 | ||
3 Pebble Parade, Fingal Bay, NSW, 2315 | 3 | 2 | 3 | 1225000 | |
9 Amaroo Crescent, Fingal Bay, NSW, 2315 | 3 | 2 | 2 | 1150000 |
Shoal Bay Public School
(While the above schools are located with the suburb of Fingal Bay there may also be nearby schools whose catchments cover this suburb)Incidents Trend State Average
(mm) RAIN | Min (°C) TEMP | Max (°C) TEMP | Min (%) HUMIDITY | Max (%) HUMIDITY | (m/sec) WIND | (MJ/sq m) SOLAR | |
---|---|---|---|---|---|---|---|
Jan | 2.0 | 18.9 | 30.1 | 48.1 | 93.6 | 4.6 | 24.5 |
Feb | 3.3 | 18.6 | 28.3 | 52.7 | 94.5 | 4.2 | 20.7 |
Mar | 5.1 | 17.4 | 26.8 | 54.2 | 95 | 4.1 | 16.6 |
Apr | 4.4 | 13.7 | 24.5 | 51.6 | 95.8 | 3.6 | 14.4 |
May | 2.6 | 10.0 | 21.0 | 49.3 | 93.8 | 4.0 | 11.3 |
Jun | 4.8 | 8.7 | 18.2 | 54.4 | 94.2 | 4.3 | 9.5 |
Jul | 2.3 | 6.8 | 18.3 | 46.1 | 91.9 | 4.5 | 10.8 |
Aug | 1.8 | 6.8 | 19.8 | 38.5 | 91.6 | 4.5 | 13.7 |
Sept | 2.0 | 9.4 | 23.0 | 37.0 | 92.5 | 4.3 | 18.2 |
Oct | 2.4 | 12.2 | 24.8 | 41.5 | 93.0 | 4.4 | 21.3 |
Nov | 2.5 | 15.5 | 26.9 | 46.8 | 93.7 | 4.4 | 24 |
Dec | 2.5 | 17.3 | 28.2 | 47.8 | 93.3 | 4.6 | 24.8 |
source: Australian Government Bureau of Meteorology
20-12-2024 | $710,000 | 1 / 4 Reef Close |
11-12-2024 | $750,000 | 2 / 44 Shoreline Drive |
28-11-2024 | $807,500 | 1 / 2 Reef Close |
11-11-2024 | $990,000 | 9 / 44 Marine Drive |
08-11-2024 | $1,000,000 | 5 Pebble Parade |
06-11-2024 | $1,280,000 | 7 Boulder Bay Road |
04-11-2024 | $600,000 | 2 / 2 Lentara Street |
25-10-2024 | $779,000 | 27 Lentara Street |
25-10-2024 | $685,000 | 4 / 38 Marine Drive |
17-09-2024 | $800,000 | 19 / 8 Ala Moana Way |
13-08-2024 | $760,000 | 2 / 212 Rocky Point Road |
30-07-2024 | $715,000 | 2 / 157 Rocky Point Road |
15-07-2024 | $1,500,000 | 14 Market Street |
12-07-2024 | $843,000 | 1 / 3 Whitesands Road |
02-07-2024 | $870,000 | 48 Squire Street |
28-06-2024 | $1,225,000 | 77 Boulder Bay Road |
07-06-2024 | $1,400,000 | 6 Lentara Street |
27-05-2024 | $860,000 | 59 Shoreline Drive |
20-05-2024 | $1,580,000 | 48 Lentara Street |
30-04-2024 | $1,255,000 | 11 Jellicoe Close |
18-04-2024 | $3,800,000 | 66 Marine Drive |
05-04-2024 | $1,260,000 | 1 / 9 Bent Street |
05-04-2024 | $1,300,000 | 89 Pacific Drive |
04-04-2024 | $1,260,000 | 29 Shoreline Drive |
25-03-2024 | $1,320,000 | 17 Lentara Street |
22-03-2024 | $649,000 | 1 / 10 Pebble Parade |
16-02-2024 | $750,000 | 10 / 8 Ala Moana Way |
25-01-2024 | $725,000 | 2 / 198 Rocky Point Road |
12-12-2023 | $830,000 | 17 Ala Moana Way |
11-12-2023 | $1,050,000 | 12 Bent Street |
08-12-2023 | $1,145,000 | 53 Shoreline Drive |
04-12-2023 | $1,230,000 | 95 Rocky Point Road |
13-11-2023 | $3,900,000 | 62 Marine Drive |
09-11-2023 | $1,533,000 | 134 Rocky Point Road |
31-10-2023 | $300,000 | 4 / 6 Market Street |
30-10-2023 | $890,000 | 9 Pebble Parade |
19-10-2023 | $1,555,000 | 49 Boulder Bay Road |
22-09-2023 | $1,300,000 | 4 Pebble Parade |
22-09-2023 | $899,000 | 3 / 75 Rocky Point Road |
15-09-2023 | $1,100,000 | 25 Shoreline Drive |
04-09-2023 | $2,100,000 | 7 Market Street |
21-08-2023 | $690,000 | 1 / 43 Shoreline Drive |
04-08-2023 | $850,000 | 1 / 9 Iluka Close |
31-07-2023 | $690,000 | 1 / 203 Rocky Point Road |
28-07-2023 | $1,470,000 | 13 Amaroo Cescent |
20-07-2023 | $1,900,000 | 6 Iluka Close |
06-07-2023 | $822,500 | 3 Creswell Place |
20-06-2023 | $1,225,000 | 124 Rocky Point Road |
16-05-2023 | $975,000 | 14 Marine Drive |
28-04-2023 | $665,000 | 1 / 52 Boulder Bay Road |
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